If you’re a fan of IHG One Rewards and want to either juice up your points balance or pick up a bundle of free night certificates, now could be the time to give these cards some serious consideration.
The Offers & Key Card Details
| Card Offer and Details |
|---|
5 free nights (up to 60K each) ⓘ Non-Affiliate Earn 5 Free Nights (each valued at up to 60K points) after $4K spend within the first 3 months$99 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Five 60K free night certificates after $4K spend in 3 months (expired 9/4/24) Earning rate: 10X IHG ✦ 5X travel, dining, and gas stations ✦ 3X on all other purchases Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a calendar year + make one additional purchase ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account) |
| Card Offer and Details |
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Up to 200K points ⓘ Non-Affiliate Earn up to 200K points: 140K points after $4K spend within the first 3 months + an additional 60K points after $9K total spend in the first 6 months$99 Annual Fee This card is expected to be subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None. This is the best offer we've seen on this card. Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a cardmember year + make one additional purchase. ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year ✦ Free night certificate (up to 40K points) after $60K in purchases + one additional purchase in a calendar year Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account) |
Quick Thoughts
It’s nice to see the return of free night certificates on the consumer card. Those can certainly provide a great return on spend if you’re able to use them all for maximum value. Keep in mind that unlike the card’s annual free night certificate, you can not top off the 60K free night certificates with additional points, which somewhat limits their utility. Still, there’s no doubt that each one could easily save you a couple hundred bucks or more.
The business card offer is featuring what is now the best offer we’ve ever seen on that card. While the “maximum” value appears to be less than the free night certificates awarded by the consumer card, keep in mind that points are far more flexible — you can use them for more nights at properties that cost fewer points or for a couple of nights at a truly top-tier property and you’re not under the pressure of looming expiration. That might make the business card more appealing for some, though it really depends on your use case.
Keep in mind that either card will get you the 4th night free on award stays and both of them come with United Travel Bank credit. The annual free night certificate alone could justify keeping one of these cards year after year. If you’re going to want one of them long-term, getting it while the offers are elevated could certainly make sense.
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