Update 4/25: These insane under-the-radar Business Platinum offers keep getting even better. Today, a Travel on Points reader reported seeing a 300K offer using the same methods that are described below.
Unfortunately, this 300K offer has the same increased $20K minimum spend that we reported on the 150K public offer earlier today. But that’s a steal for 300,000 Membership Rewards points. I keep thinking that Amex can’t get any crazier with these Business Platinum offers…and I keep being wrong.
Original post follows.
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Holy Points Parade.
There is a new offer for the American Express Business Platinum card floating around that gives an incredible 250,000 Membership Rewards after $15K in spend. We’ve heard reports of this popping up for a few weeks, but there were no links to access it online. We found one, reported it, and it died soon after.
We’ve now heard several reports of people being able to trigger it through various browsing methods. Miles Earn and Burn published a good summary of some different things to try, among them:
- Using a fresh browser
- Using a VPN in either Dallas or Denver
- searching for “American Express Business Platinum” in a search engine. It seems most common to come across a 190K offer, but some folks have been able to trigger 250K by waiting for that 190K landing page to expire and then hitting “refresh”
There’s also a helpful reddit thread that these suggestions come from that contains several reports of successful attempts. Good news is that this puppy is still out there to be found.
This 250K offer DOES have once-in-a-lifetime language, so those who have the card or have had it within the last 5-7 years aren’t officially eligible. That said, we’ve seen several reports of folks who shouldn’t be eligible successfully applying without getting the pop-up telling them that they’re not eligible for a welcome offer.
This is the best offer we’ve ever seen for the Business Platinum card…and maybe any credit card, for that matter.
If you can’t generate this link, You may be able to get a 190K-200K offer by using the methods we describe here.
The Offer & Key Card Details
| Card Name w Details No Review (no offer) |
|---|
$695 Annual Fee Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
Quick Thoughts
This targeted offer is more than double the current best public offer. Even if you didn’t take advantage of any bonus categories, this works out to almost 17x MR on $15K spend…an absolutely stellar deal.
This Business Platinum welcome offer DOES have “once-in-a-Lifetime” language. If you have had the card before (or within the last five to seven-ish years), you are not officially eligible for this offer. However, in those cases Amex will almost never do a hard pull and will let you know via a pop-up that you’re not eligible for the welcome offer before you submit the application. We’ve seen multiple reports of folks who shouldn’t be eligible successfully applying without getting the pop-up.
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