American Express has brought back another promotion for adding employee/authorized user cards to Blue Business Plus, Business Gold and Business Platinum accounts: 15,000 Membership Rewards points after $4K in purchases in the first 6 months on each employee card (up to 75,000 bonus points total).
This promo comes and goes periodically, with a new round of folks targeted every few months or so.
Employee card offers have come and gone over the last couple of years in various permutations, but this offer matches the best that we’ve seen. It’s worth noting that even folks with new business cards can add employee cards and the spend on those employee cards will count as minimum spend towards the welcome offer…effectively allowing for a double dip.
The Deal
- Get 15,000 Membership Rewards points after $4K spend in the first 6 months for each employee card added to a Business Platinum, Business Gold or Blue Business Plus card from American Express (up to 5 employee cards or 75,000 bonus points max)
- Promotion is targeted (see links below to find out if your card is targeted and to register)
Direct Link to Offer (Business Platinum cardholders)
Direct Link to Offer (Business Gold cardholders)
Direct Link to Offer (Blue Business Plus cardholders)
You must log-in to find out if you’re targeted. If the offer then shows as expired or you get the following screen it’s no soup for you:
Terms and Conditions
- The maximum points you can earn through this offer is 75,000 Membership Rewards® points.
- Employee Card Members can be added at different times but must be added by 12/31/2024 at 11:59 ET to be eligible for this offer.
- Purchases made by other Employee Card Members on your Account will not count toward an Employee Card Member’s Threshold Amount.
- Purchases made by eligible Employee Card Members will not be combined to satisfy the Threshold Amount. Your purchases as the Basic Card Member will not count toward an Employee Card Member’s Threshold Amount.
- Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Your Card Account must not be past due or canceled at the time of fulfillment of any offers.
Quick Thoughts
The terms indicate that you can only get the bonus for the first five additional cardholders you add and spend $4K (we’ve seen offers in the past where the bonus is extended to up to 99 authorized user cards). This is a great deal, but it’s especially useful when meeting minimum spend on a new card.
Let’s say that you sign-up for a Business Gold card with the referral bonus of 200,000 Membership Rewards points after $15K in spend (this is what’s listed on our best offers page). Instead of spending directly on the card, you could add four authorized user cards (I’d actually go ahead and do five, but just for sake of argument let’s say four). The spend on those authorized user cards will count towards the $15K minimum spend. After meeting the $4k on each card you’d end up with 216K from the Gold (200K from the welcome offer and 16k points from the $16,000 in spend). You’d also get the 15K bonus on each of the four employee cards for an additional 60k total. All told, you’d have 276,000 Membership Rewards after $16,000 in spend. Wowza.
In the past, Amex has been fairly loosey-goosey about what it allows for authorized users and whether or not they make any attempt to verify that it is an actual person…there’s some pretty crazy stories out there. Of course, your mileage (and your tolerance for that sort of thing) may vary.
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