Choice Privileges has two credit cards issued by Wells Fargo, both of currently have vastly improved welcome offers: 70,000 points for the no-annual fee Choice Mastercard and 100,000 points for the Choice Select Mastercard. I believe that the 100K offer is the best that we’ve ever seen on a Choice card.
A reader shared this link with us and I’m not 100% sure if it’s targeted or not. For the moment, we’re putting it on the best offers page, but if anyone doesn’t see the offers below when they click though, please let us know. (h/t: DDG)
The Offers & Key Card Details
| Card Offer and Details |
|---|
100K Points ⓘ Non-Affiliate 100K after $3K spend in first 3 months$95 Annual Fee Alternate Offer: Choice members may be targeted for a higher offer FM Mini Review: Worth getting for the welcome offer and keeping for the 30,000 anniversary points. The 5x categories could also be interesting for some. Earning rate: 10X at Choice Hotels ✦ 5X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees. Noteworthy perks: Automatic Platinum status ✦ 30,000 bonus points each card anniversary ✦ Cell phone Protection ($25 deductible, $800 max per claim) |
| Card Offer and Details |
|---|
70K Points ⓘ Non-Affiliate 40K after $1K spend in first 3 monthsNo Annual Fee Alternate Offer: Choice members may be targeted for a higher offer FM Mini Review: Decent bonus for a no-annual fee card, but not a great keeper unless you value the Choice Gold Status Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees. Noteworthy perks: Automatic Gold status ✦ Cell phone Protection ($25 deductible, $800 max per claim) |
Quick Thoughts
These are both excellent offers, elevated by 30,000 and 40,000 points from the current widely-found public offers of 40K and 60K, respectively.
The no annual fee card has some decent bonus categories, earning 3x at grocery stores, gas stations, home improvement stores and phone plans. That’s not bad for a card with no annual fee, but there are better options out there and so we wouldn’t recommend putting spend on the card after earning the bonus from the welcome offer.
The Choice Privileges Select is far more interesting as a potential keeper card. You can earn 100,000 Choice Privileges points after spending $3,000 in the first three months, which I think is the highest bonus we’ve ever seen on a Choice card. It also offers bonused spend at grocery stores, gas stations, home improvement stores and on phone plans, except at a 5x rate.
Perhaps most enticing is the fact that you earn 30,000 bonus points after renewing the card each year. 30,000 points are worth well in excess of $95, so it could certainly be worth paying the annual fee each year.
However, if you’re just interested in racking up Choice Privileges points, you may be better served by another bank – Citi. That’s because the Citi Strata Premier card also has a $95 annual fee and currently comes with a welcome bonus of 75,000 ThankYou points. Those transfer to Choice on a 1:2 basis, so that’s worth 150,000 Choice points – 50% more than you’ll get with the Wells Fargo Choice Privileges Mastercard Select card with the same spend.
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