There is a (highly?) targeted upgrade offer for the Amex Business Platinum that started appearing on some cardholders’ accounts over the last few weeks. It seems to be targeted at both Business Gold cardholders and Business Green cardholders and it offers 120,000 points after $10K spend within the first three months.
Complete Guide to the American Express Business Platinum card
The Deal
- There is a targeted upgrade offer for American Express Business Gold and Business Green Cardholders: Upgrade to a Business Platinum and earn 120,000 Membership Rewards points after spending $10,000 in first three months of card membership.
- Expires 8/31/24
Direct Link to Offer (must log-in first)
If you get a screen like this, it means you’re not targeted:
Quick Thoughts
This is an upgrade offer, as opposed to a welcome offer on a new card. It’s been fairly common over the years for Business Gold cardholders to get targeted for an upgrade right before or after their first cardholder anniversary. We’ve even seen folks targeted for upgrades as soon as 2-3 months after completing the minimum spend on the Business Gold welcome offer.
This upgrade offer should only be considered if you’ve already had, or currently have, the Business Platinum card. Otherwise, upgrading will cause you to become ineligible for new enrollment welcome offers on the card for at least the next 4-5 years.
However, if you’ve already had the Business Platinum (or have one now), this could be a great deal. There is no hard-pull on the upgrade and neither your card numbers nor your card anniversary will change. You will be charged a prorated annual fee for the new card based on the time remaining until your next account anniversary. It effectively allows you to get a new cardholder welcome offer without actually opening up a new card.
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