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Complete Guide to United’s Couponized Cards | Frequent Miler on the Air Ep299 | 3-28-25

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A few years ago American Express introduced this kind of model for their Platinum card where they increased their annual fee, but attempted to make up for it by offering a whole collection of credits and rebates that could be valuable if you did the work to make use of them and happened to have natural needs for them. In other words, these new benefits felt a lot like coupons, thus introducing the nickname for these kinds of card benefits. Now, United seems to be taking a page from American Express’ book by “couponizing” their credit cards.

Main Event: Complete Guide to United’s Couponized Cards

Watch the full episode below, or listen on your favorite podcast platform. You can click the timestamps below to navigate directly to a specific part of the episode within YouTube. For a transcript of this episode, click “Watch on Youtube” on the video below, then click the “…more” link in the video description. This will expand full video details. Scrolling down past the timestamps and chapters, you’ll see a “Show Transcript” button. If you’re an Apple Podcast listener, you can touch and hold a podcast episode to reveal an option to view a transcript.

Watch here…

Or listen here…

Giant Mailbag

(02:02) – Denbigh writes in about our “getting started with points and miles” episode saying “Thank You for an episode worth the time, even for an experienced practitioner.”

Find our Getting started with points & miles episode 298 here.

Southwest Updates

(4:02) – As previously reported, Southwest is planning reduced earnings on paid flights, expiring flight credits, charging for checked bags, and changing the value of points

(04:50) – Point value changes already taking place

Read more about the variable points values here.

(07:23) – Other Info revealed in Southwest’s recent video

Read more about their updates in that video here.

Card News

(12:05) – No-go for Capital One / Discover acquisition. DOJ doesn’t like it

Read more about this DOJ decision here.

(12:56) – Citi (seemingly) no longer allowing product changes between card families

Crazy Thing: SAS denies Greg’s missing flight credit

(15:53) – Greg apparently never got credit for one of his 15 flights…

Bonvoyed

(19:38) – Air France / KLM saver availability from the US stinks

Awards, Points, and More

(24:23) – Bilt April Rent Day: Up to 100% bonus to Avios

(27:59) – Wyndham point sale not as fixed as we thought (thru April 15)

Find our Wyndham’s Excellent Point Sale episode 50 here.

Main Event: Complete Guide to United’s Couponized Cards

(29:00) – Six United cards have increased annual fees, decreased benefits (slightly) and added “coupons”

(30:32) – Summary of changes

(45:45) – New Card Line-Up Overview

(46:28) – “Coupon” Deep Dive

(1:01:04) – If you still want a United card, which is best?

Read more about which United card is best here: https://frequentmiler.com/best-united-card/

(1:05:42) – Which club card is best?

Question of the Week

(1:08:27) – How do you manage the fear of account shut-down?

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Music Credit – “Ocean Deep” by Annie Yoder

The post Complete Guide to United’s Couponized Cards | Frequent Miler on the Air Ep299 | 3-28-25 appeared first on Frequent Miler. Frequent Miler may receive compensation from CHASE. American Express, Capital One, or other partners.


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