The Citi Strata Premier has launched earlier than initially expected, with an introductory bonus of 75,000 Citi ThankYou points after $4,000 in purchases in the first 3 months. This bonus won’t be available to you if you have received a welcome bonus on a Citi ThankYou Premier card in the last 48 months, but if you haven’t earned a new welcome bonus on the Premier card within that window, you should be eligible for this card.
The Offer & Key Card Details
| Card Offer and Details |
|---|
75K Points ⓘ Non-Affiliate 75,000 points after $4,000 spend in 3 months$95 Annual Fee FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash and Citi Rewards+. Click here for our complete card review Earning rate: 3X grocery ✦ 3X dining ✦ 3X gas stations & EV charging ✦ 3X flights, hotels, travel agencies ✦ 10X hotels, car rentals, and attractions booked through Citi Travel℠ Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: Transfer points to airline partners ✦ $100 Annual Hotel Savings Benefit ($100 off a $500+ hotel stay, excluding taxes and fees, when booked through Citi Travel) ✦ Travel protections See also: Citi ThankYou Rewards Complete Guide |
Quick Thoughts
If the new Citi Strata Premier looks pretty familiar, that’s because the card is essentially a mostly unchanged reboot of the Citi Premier card, though the Strata Premier add a couple of key items of interest:
- 3x at EV charging stations
- 10x on hotels, car rentals, and attractions booked at Citi Travel (now as an ongoing benefit rather than a limited-time promotion)
- Travel protections including Trip Delay Protection, Common Carrier Trip Cancellation and Interruption Protection, Lost or Damaged Luggage, and MasterRental Coverage (car rental insurance).
It’s great to see travel protections back on a Citi card. It never made sense to me that their premium travel card was missing those travel protections that are common on competitor cards. That makes the Strata Premier a card potentially worth using for its 3x air travel and hotel bonus categories (and it continues to be a solid card for grocery and restaurants).
It’s worth noting that existing Premier cardholders have seen their cards updated with the new “Strata Premier” name in their online accounts. Again, I don’t expect that will affect the ability to get approved for the Strata Premier but rather than the 48-month clock since you last earned the welcome bonus is what will determine whether you are eligible.
Overall, there are no major surprises here, but rather a good reboot and a solid new welcome bonus. Many have been curious about a rumored “elite” version of this card, but there has been no official word on that. Personally, I think it is unlikely that we’ll see such a card in 2024; I’d put my money on something like that launching in 2025 if at all.
The post Citi Strata Premier now available: Earn 75K after $4K appeared first on Frequent Miler. Frequent Miler may receive compensation from CHASE. American Express, Capital One, or other partners.