There is yet another targeted welcome offer for the American Express Business Gold card, this one offering an incredible 200,000 Membership Rewards after $10K in spend.
This 200K offer DOES NOT have once-in-a-lifetime language which excludes those who have the card or have had it in the past (and Amex always gives you a pop-up letting you know that you’re not eligible for the welcome bonus before it finalizes your application, regardless).
We’ve heard reports of this popping up in people’s accounts for a few weeks, and it appeared to be extremely targeted. Now, it seems like more folks have been added to the chosen few. Although my wife wasn’t targeted, I was…and I was approved for despite this being my 4th Biz Gold.
It should be noted that we don’t know the origin of this link, outside of the fact that Danny the Deal Guru posted it. However, the fact that you have to log-in in order to find out if you’re targeted makes it much safer (in my opinion) than what we call “post-targeted” links where there’s no log-in necessary.
The Deal
- There is a targeted offer for the Amex Business Gold card that gives 200,000 Membership Rewards points after spending $10,000 within the first 3 months.
- This is a no lifetime language (NLL) offer
If after you log-in, you see this message (or something like it), it means you’re not targeted:
Key Card Details
(if you click on the card details you can see our card-specific page with the current public offer information, not the increased offer)
| Card Name w Details & Review (no offer) |
|---|
FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review $375 Annual Fee Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. Base: 1X (1.55%) Travel: 3X (4.65%) Dine: 4X (6.2%) Gas: 4X (6.2%) Shop: 4X (6.2%) Phone: 4X (6.2%) Biz: 4X (6.2%) Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit after you use the card to pay for one monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees) |
Quick Thoughts
After a bit of a lull in the Amex Points Parade, it certainly seems to be heating up again. This targeted offer is double the card’s current public offer and requires $5K less spend than the 200K referral offer that we’re displaying on our Best Offers page.
The Business Gold card can be a great card for many folks given the attractive 4x bonus categories and the monthly statement credit for office store purchases. Even if you didn’t take advantage of any of the bonus categories, this works out to 21x MR on $10K spend…an absolutely stellar deal.
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